Business Addresses

Federation of the UAE Chambers of Commerce & Industry PO Box 3014, Abu Dhabi, UAE. Tel: +9712 214144. Fax: +9712 339210.

Abu Dhabi Chamber of Commerce & Industry, PO Box 662, Abu Dhabi. Tel: +9712 214000. Fax: +9712 215867

Dubai Chamber of Commerce & Industry, PO Box 1457, Dubai. Tel: +9714 2280000. Fax: +9714 2211646.

Sharjah Chamber of Commerce & Industry, PO Box 580. Tel: +9716 5541444. Fax: +9716 5541119.

Fujairah Chamber of Commerce & Industry, PO Box 738. Tel: +9719 2222400. Fax: +9719 2221464.

Ras Al-Khaimah Chamber of Commerce & Industry, PO Box 87. Tel: +9717 333511. Fax: +9717 330233.

Ajman Chamber of Commerce & Industry, PO Box 662. Tel: +9716 7422177. Fax: +9716 7427591.

Umm Al-Qaiwain Chamber of Commerce & Industry, PO Box 436. Tel: +9716 7656915. Fax: +9716 7657056

Canadian Business Council Dubai & the Northern Emirates P.O. Box 52472. Dubai, U.A.E. Tel: +971-4-359-2625. Fax:+971-4-359-1026 Website: www.cbc-dubai.com

Get info on taxes & bank loans Taxes Taxes are not levied on personal salary income. A local municipality tax is tacked onto your monthly DEWA bill, which is around Dhs400.

Municipality taxes of around 30 per cent are applied on alcohol from liquor stores and service charges of around 15 per cent at restaurants are usually factored into the displayed prices. Arab Bank 8002 7224 Maximum loan amount: Dhs250,000. Interest rate: 11 percent per annum on a reducing balance basis Loan payback duration: Six years

Commercial Bank of Dubai 04 212 1000 Maximum loan amount: Dhs250,000 Interest rate: 11 percent per annum on a reducing balance basis. Loan payback duration: 60 months

HSBC 800 4722 Maximum loan amount: Dhs250,000 Interest rate: Applied on a case-by-case basis. Loan Payback duration: Seven years (nationals), five years (expatriates).

Mashreq Bank 04 299 4233 Maximum loan amount: Dhs250,000 Interest rate: 11.5 percent per annum on a reducing balance basis. Loan payback duration: 60 months.

National Bank of Dubai 04 313 8888 Maximum loan amount: Dhs250,000 Interest rate: Interest subjected on company

Loan pay back duration: Six years (nationals), four years (expatriates).